Start planning for financial freedom NOW

I retired this year, I was able to do so as I had planned for my financial freedom over a decade or so. When i thought work was no longer fun nor interesting, my investments would enable me to live without working. This is the essence of financial freedom.

Your definition may be to have sufficient passive income, or minimized expenses that you can finally take up your poorly paid dream profession, or you can easily weather the threat of job loss.… Read more

Bargain with Odd numbers

http://www.yankeepotroast.org/archives/2008/11/brilliant_numbe.html
When negotiating for a salary, most of us reach for a nice, round number like $5,000 a month Or $120,000 a year.
But, by favouring all those zeros, we may be missing an opportunity to get a better deal, according to a new paper from researchers at Columbia Business School. They found that using more precise numbers in an initial request—or anchor, as it is known in psychology parlance—generally results in a higher final settlement.
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